Divvy

Give every dollar of your take-home a job.
The 50 / 30 / 20 rule
$ / month

50 / 30 / 20 is a simple way to give every dollar a job: about half for needs, a third for wants, and the rest toward savings & debt.

Drag any slider to make the split your own — the others rebalance to stay at 100%.

Where it goes $4,000 / month
Needs Wants Savings
Needs rent · food · bills
$2,000
50%
Wants dining · fun · extras
$1,200
30%
Savings emergency · goals · debt
$800
20%
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Saved in a year at this rate
$9,600 / year